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Finances, while staying at home |
The money issue is often the deciding factor for most families when it comes to deciding if apparent should stay at home. Even if you desperately want to stay home, it may not be clear how your family can survive without your income. Do some investigating. There may be a workable solution hidden beneath your doubt.
Single Income
You may wonder if it’s possible for your family to make due on only one income. Though your family would lose your income if you stayed at home, the truth is that you would also be free of a few extra expenses. Sit down and think of all the things you’d no longer have to pay for if you didn’t work. Some of these might include:
- Transportation: Whether your drive, carpool, or use public transportation, there are some fees involved. Gasoline, car maintenance, auto insurance, bus fares, or train tickets might be on your current list of expenses.
- Wardrobe: There are very few jobs that allow you to wear your everyday clothes. You may need to wear a uniform or dress up, but either way, you spend money.
- Day care: Babysitters, nannies, or day-care services might eat up a huge chunk of your paycheck. As a stay-at-home parent, you would eliminate these expenses.
- Other hidden costs: Perhaps you eat out, get clothes dry cleaned, travel, or purchase supplies more frequently while working. While some of these expenses are tax deductible, you still spend a lot on random things.
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E-mail |
E-mail’s Subject Line
Don’t let your e-mail be accidentally labeled as ‘junk’, Always give your e-mail a Subject Line. If you are busy and dash off dozens of e-mails a day, it may be tempting to skip the subject line when writing your message. Just dash off a quick note in the message body, enter or choose the message recipient, and be done with it.
While this practice may seem to save time, it can have unintended consequences. Other busy people may scan their inboxes, ignoring messages without subject lines. Even worse, aggressive anti-spam software may tag e-mail with blank subject lines as junk, meaning your quick notes never reach their intended readers.
Uppercase in an E-mail
Avoid all caps in writing an e-mail. Use mixed or all lower-case when sending e-mail. While many people think writing a subject or electronic message in all capital letter makes their messages stand out from the rest, nowadays the opposite may occur. Many people look at such practice as amateurish, and doing so may decrease the level of respect the intended recipient has for you. Others may consider using all capital letters the same as shouting, and such practice is considered rude. Worse, some over aggressive spam filters may tag messages or message subjects containing all capital letters as junk, meaning your messages may never reach their destinations.
